tag:blogger.com,1999:blog-59053052011-06-08T02:19:58.959-04:00Long Term Care Health Insurance BlogLong Term Care Health Insurance Blog posts my ideas about long term care insurance.Agenthttp://www.blogger.com/profile/16459362937529230902noreply@blogger.comBlogger261100tag:blogger.com,1999:blog-5905305.post-1099587298577718772004-11-04T11:48:00.000-05:002004-11-04T11:54:58.576-05:00By the way...www.ltc-consultant.com has a new design, and I think it looks pretty cool. I know the guy who did it, and he spent a lot of time upgrading to CSS-P so that the site will be available to lots of different types of devices. You should tell him what you think of it.
Agenthttp://www.blogger.com/profile/16459362937529230902noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1099080376257215962004-10-29T16:03:00.000-04:002004-10-29T16:06:16.256-04:00Will AIG's Legal Problems Affect Their Long Term Care Product?I just finished reading an article about AIG and collusion allegations by the New York Department of Justice. AIG’s Chairman, Hank Greenberg, is defending the business practices.
As a businessman, I understand that a business must do what it can to increase profits. I also know that the executives of public companies are under extreme pressure to constantly drive up the share prices of their Agenthttp://www.blogger.com/profile/16459362937529230902noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1095886825164894392004-09-22T16:50:00.000-04:002004-09-22T17:00:25.166-04:00Medicare Recipients Who Have Heart Disease Should Think Twice Is it safe to assume that if you have private insurance, you are better off than someone who has Medicare? According to researchers from the Albert Einstein College of Medicine, having extra private insurance apparently increases you chances of undergoing successful surgery and surviving it.
Patients who were hospitalized for a heart attack and also had some form of private insurance were more Agenthttp://www.blogger.com/profile/16459362937529230902noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1093625207761645232004-08-27T13:46:00.000-04:002004-10-14T12:31:48.390-04:00Talking To The BirdsWhen seniors move into long term care facilities, they are forced to give up their pets. Occasionally, some long-term care facilities will offer weekly or monthly access to pets. Pets are said to decrease stress levels, create therapeutic bonds, and create an overall sense of happiness for residents.
One long term care facility offers parakeets as an alternative to the no-pets policy. ParakeetsAgenthttp://www.blogger.com/profile/16459362937529230902noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1084300082462283612004-05-11T14:05:00.000-04:002004-09-29T12:26:20.073-04:00Senior Use Internet For Healthcare ResearchThe Pew Internet & American Life Project recently published a report stating that 66% of over 65 internet surfers researched medical or health related information on the Web.
The Pew study reports that the number of seniors active on the Internet has increased by more than 25% over the past four years. It also stated that 53% of those over 65 Internet users visited sites geared towards support Agenthttp://www.blogger.com/profile/16459362937529230902noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1077895188378059462004-02-27T10:16:00.000-05:002004-09-29T12:29:50.910-04:00Physically Active Seniors Can Live IndependentlyExercise keeps the body and mind healthy. But here is another incentive for older Americans to work out; on average, active people not only live longer but they also tend to stay independent longer.
According to a recent study, which looked at 229 women with an average age of 74, women who were most physically active were likely to be living independently 14 years later. That means that they Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-107772742912808292004-02-25T11:38:00.000-05:002004-09-14T11:35:50.723-04:00Targeted And Proactive Disease ManagementThe antivirus software in my computer prevents it from getting invaded by software viruses that can delete files and make my machine useless. The software updates itself periodically and lets me know if my computer needs to be protected against new viruses.
Very effective!
Now let’s compare that to our health care system.
The only way I might get information about a new and potentially Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1077204566445793442004-02-19T10:23:00.000-05:002004-02-20T11:36:37.983-05:00First Bipartisan Solution To Resolve Gridlock In CongressWe all know about the benefits of physical activity for the body, but a recent study at the University of Illinois found that exercise can be as beneficial for the mind.
Yep, according to this research, adults between the ages of 58 and 78 who added physical activity to their weekly routine, even as simple as a brisk walk, saw improvements in how their brains functioned.
How about that?
If Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1077131069956920782004-02-18T13:55:00.000-05:002004-02-18T14:07:09.936-05:00Keeping New Years Resolutions Keeping my New Years resolutions has always been difficult, but what if Congress had to do the things I set out to accomplish this year. Could they do better?
Had I given my list to them and I were checking on how things are going, this is what I think they would say:
Eat better – the start of this one should be delayed until after the Pro-bowl (mid February). Really, We would be destined for Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1076962864540347802004-02-16T15:19:00.000-05:002004-09-29T12:16:48.806-04:00Unimaginable Scenarios Can And Do Become TrueDealing with friends lately, I have noticed that many of us put more emphasis on where to go out to eat than on our own health care. Many people plan dinner outings or weekend trips much more carefully than how they will deal with the inevitable need for long term health care.
Unfortunately, leaving those plans for later in life puts us in undesirable situations that costs us too much. I know Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1076515224904914412004-02-11T10:59:00.000-05:002004-09-29T12:28:55.500-04:00Profiting from Generous Tax SubsidiesIt’s tax season again, which means that millions of Americans (like you and me) will spend a few stressful days trying to figure out why the IRS is taking so much from us, while large discounts on taxes are given to big corporations.
Actually, this time of year shouldn’t stress us. It should infuriate us.
It’s a well known fact that the bigger a business is, the bigger the tax concessions. ButRicardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1076428103001917412004-02-10T10:46:00.000-05:002004-02-10T10:50:51.296-05:00We Thought You Had the “Capabilities” to LeadThis weekend president Bush declared on national television that the reason to take the country to war with Iraq was based on his feeling that Saddam Husain had the “capabilities” to develop weapons of mass destruction.
Mr. President, we thought you had the “capabilities” to lead and solve many of the problems that plague this country. Unfortunately, much like you, we realize too late that we Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1076343821238662532004-02-09T11:20:00.000-05:002004-02-09T11:26:08.436-05:00Obsessing on Janet Jackson’s BreastThere are so many worthwhile projects for the federal government, including studying how to provide medical services to the needy and our senior citizens. Instead, funds and resources are being misappropriated by agencies like the Federal Communications Commission (FCC) to appease a few religious conservatives in determining why Janet Jackson’s breast was exposed on national television during theRicardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1075766242269101572004-02-02T18:54:00.000-05:002004-09-29T12:28:16.616-04:00Why is the IRS Taking So Much from Us?It’s tax season again, which means that millions of Americans (like you and me) will spend a few stressful days trying to figure out why the IRS is taking so much from us, while large discounts on taxes are given to big corporations.
Actually, this time of year shouldn’t stress us. It should infuriate us.
It’s a well known fact that the bigger a business is, the bigger the tax concessions. ButRicardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1075213076160204232004-01-27T09:13:00.000-05:002004-09-29T12:14:40.603-04:00Lifestyle Affects Our PocketbooksIt seems that every time you look, someone is increasing the tab of providing medical and long term health care services to Americans. Here is another bill to add to the cost of medical care-- obesity.
It’s a well-known fact that, as a society, we have become heavier and less healthy than ever. You can see it when walking around in the mall or when you step out of the office during your lunch Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1074881185883585372004-01-23T13:05:00.000-05:002004-02-20T11:38:50.076-05:00Scientific Research is Important but Not in Mars.$820 million to study rocks and take pictures of a deserted place that (we know) cannot sustain life. That’s what the Rover Mission to Mars is costing American tax payers. I can think of better ways to spend 820 million of our tax dollars.
Scientific research is important but not in Mars. There are millions of lives here that could benefit from the creation of new drugs, new ways to grow food, Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1074798784969698852004-01-22T14:11:00.000-05:002004-02-20T11:39:58.466-05:00The State of the Campaign AddressPresident Bush managed to deliver a State of the Union address that (instead of the constitutional mandated assessment of the country’s status) included a lecture on the state of his presidential campaign and lacked the messages that a country with a number of domestic problems needs.
Even with the coaching of his staff, Mr. Bush delivered a pointless pep talk full of campaign propaganda Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1074622591330503732004-01-20T13:11:00.000-05:002004-09-29T12:27:22.566-04:00Senior Citizens have Suffered Twice as Much Our golden years can offer an opportunity to do things we never had a chance to do, like travel, spend time with loved ones, or work on personal projects. There is no other time in life when independence is more copious for most of us. However, keeping that independence has become a major struggle for many older Americans.
Health care, specifically the cost of care for assisted living and Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1074622072716623002004-01-20T13:02:00.000-05:002004-02-20T11:40:56.450-05:00Family Neglect of Our EldersStories in the media about neglect and abuse of nursing home patients raise questions about a portion of the long term care industry we are becoming more and more dependent on. But just as alarming is family neglect of our elders.
A recent study by the Department of Health and Human Services found that a staggering 97% of nursing homes in the United States do not have enough employees to care Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1074266310774766962004-01-16T10:18:00.000-05:002004-01-16T10:20:24.950-05:00Values and Principles can Outlast Alzheimer's DiseaseIt is tragic to lose a family member to due to a progressive disease like Alzheimer's disease, but I would argue that it is just as sad to lose the memories and knowledge of a loved one.
Alzheimer's disease is a debilitating sickness that strikes thousands of Americans yearly. Systematically, the disease attacks vital parts of the brain and makes it increasingly harder for a person to recall Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1074105696121084432004-01-14T13:38:00.000-05:002004-09-29T12:12:57.750-04:00Are Medical and Long Term Care Insurance a Right?One of the reasons why we fund our system of government is to ensure that basic services are provided to the general population. Things like roads, education and ways to promote health are necessary to maintain a working society. Yet, when it comes to providing access to some of these services, our government agencies and programs fail us.
Considering the problem of health care indigents from a Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1074016946413348472004-01-13T13:59:00.000-05:002004-09-14T11:53:18.366-04:00It’s Time for Universal Health CareAccording to research done by AARP, between 1998 and 2001 many states modestly relaxed rules to give health care coverage to more low-income, blind, and disabled people. This seems to have coincided with the peak of the tech era “bubble” and the overflowing tax coffers of many state and local governments. Unfortunately, this commitment to the well-being of our public was short lived.
Right now, Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1073601008609811932004-01-08T17:28:00.000-05:002004-09-29T12:11:36.316-04:00Long term care insurance plans and MedicareLong term care is quickly becoming a type of coverage that is absolutely necessary for older Americans because social programs, such as Medicare, do not cover essential long term care benefits that can bankrupt the average individual.
Ironically, insurance companies found a niche in the mid 1960s for a new insurance product when the U.S. government tried to create a system to care for Ricardohttp://www.blogger.com/profile/14803628104956296406noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1073504639074888352004-01-07T14:43:00.000-05:002004-02-20T11:43:54.263-05:00Election Year Health CareIt is an election year and soon most of us will be bombarded with a number of messages from presidential candidates. Regrettably, not all of the issues that will be debated this year will become a part of the elected candidate’s agenda once that person gets into office. For example, revamping our dilapidated health care system probably will not get nearly as much consideration even though this Agenthttp://www.blogger.com/profile/16459362937529230902noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1065679549996218872003-10-09T02:05:00.000-04:002004-09-14T11:47:23.730-04:00Schwarzenegger has to cut costsHow Will Schwarzenegger correct the California budget deficit?
The main reason that Gray Davis was recalled in California is the budget deficit for which he is largely held responsible. Now Arnold has vowed to make the budget his first priority.
This morning he said, "We don't know exactly what the current operating deficit is. It went from $7 billion to $8 billion to $10 billion and just this Agenthttp://www.blogger.com/profile/16459362937529230902noreply@blogger.comtag:blogger.com,1999:blog-5905305.post-1065454699226860572003-10-06T11:38:00.000-04:002003-10-06T11:42:31.966-04:00Long Term Care Insurance Blog Makes an Introduction
Long Term Care Insurance is an important issue that is finally making its way into mainstream conversation. Just as Ralph Nader has made insurance reform his crusade, mine is to teach people about Long Term Care Insurance, and how we can make Social Security, Medicare, and Medicaid better.
As we all know, the "Baby-boomers" are coming Agenthttp://www.blogger.com/profile/16459362937529230902noreply@blogger.com